About Alkansya

The Story

I built Alkansya to solve a problem I was facing every day: traditional budget apps were built for completely different cultures and only looked backward. They show you where your money went, but offer zero guidance on what to do next with your 13th-month pay, your savings, or even your utang.

That's exactly why I created Alka, your personal AI financial coach. Designed to feel like a knowledgeable Kuya or Ate, Alka empowers you with intelligent, hyper-localized advice. My mission as a solo developer is to strip away the complexity of personal finance. I want to give every Filipino the dead-simple tools they need to take total control of their financial future—no finance degree required.

Core Values

• Free Core Features: All essential zero-based budgeting tools will always be free. Every peso needs a job, and I believe everyone deserves access to the tools to organize them.
• A Coach, Not An Accountant: Alkansya refuses to just do the work for you. Alka is a read-only advisor that guides you, so you build the habits and make the final decisions.
• Fair & Transparent AI Pricing: The only paid feature is Alka. This operates on a simple credit system designed purely to cover the token costs of running the AI models. No hidden fees, ever.
• Privacy First: Your financial data is exactly that—yours. I use strict security measures to ensure your data stays private and secure.