AI Usage Credits

Free Budgeting, AI-Powered Growth

Core features like dynamic tracking and manual entries are 100% free. Our simple credit system supports the advanced compute power behind Alka, your dedicated 24/7 AI financial coach.

Free Saver

₱0per month

Perfect for getting started with smart tracking.

Unlimited transaction logging
20 AI Coach (Alka) messages
Basic budget categories
Monthly spending reports

Alka AI Power-Ups

Need More AI Consultations?

20 Free Messages Every MonthCredits Never Expire

When your 20 free monthly messages run out, our AI credits allow you to keep chatting with Alka. One credit = One consultation message. Alka remains a purely consultative advisor and will never perform transactions on your behalf.

Starter

50 Credits

₱49

Affordable first paid pack after free trial.

50 Alka AI Messages
Never expires
Rolls over monthly
Priority AI responses

Regular

100 Credits

₱99

Best value → encourages bulk purchase.

100 Alka AI Messages
Never expires
Rolls over monthly
Priority AI responses

Pro

200 Credits

₱149

Incentivizes heavy users, biggest discount per request.

200 Alka AI Messages
Never expires
Rolls over monthly
Priority AI responses

Secure Payments

Processed securely via Major Philippine Payment Channels.

Instant Credits

Credits are added to your account immediately after purchase.

Alka Always Ready

Free messages reset every month. Your credits wait for you.